With the coming into force of the Personal Insolvency Act, 2012, persons in financial distress who wish to consider the different debt relief processes and other options available to them under the legislation, including personal bankruptcy and in order to prepare to negotiate with creditors, make reasonable proposals and ultimately to comply with a debt relief arrangement once agreed and approved, must be able to assess, with the assistance of their professional adviser, solicitor or authorised personal insolvency practitioner, a number of different aspects of their personal and financial circumstances, including:
"The Personal Insolvency Act, 2012 represents a critical element of Ireland’s economic recovery in 2013 and beyond"
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